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VIRTUAL ACCOUNT

Smart Payment Routing with Virtual Account Infrastructure

Virtual Accounts simplify how businesses collect, track, and reconcile payments. Assign unique account numbers to each customer, vendor, or transaction to automate payment mapping, eliminate manual reconciliation, and gain real-time visibility into your cash flow.

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Comprehensive Virtual Account Services

We offer a robust virtual account infrastructure that enables automated collections, seamless reconciliation built for scale.

Auto-Reconciliation by Account

Assign dedicated virtual account numbers to each payer to track incoming payments without manual effort.

Real-Time Payment Notifications

Receive instant updates via webhooks or API when a payment is received in any virtual account.

Bank-Grade Security & Compliance

Built on secure banking rails with full compliance to RBI, NPCI, and regulatory norms.

Multi-Partner Bank Support

Generate and manage virtual accounts across multiple banks to optimize routing, redundancy, and speed.

Our Virtual Account Approach

Our Virtual Account solution is designed to automate collections and streamline financial operations. Each customer or transaction is assigned a unique virtual account number, making it easy to match payments accurately in real-time.Whether you're a fintech platform, a lending service, or a subscription-based business, our system reduces errors, improves cash flow visibility, and saves time.

With support for bulk account creation, instant UPI/IMPS/NEFT detection, and centralized dashboards, our platform scales with your business while offering full API access and bank-level security.

  • Customer-Specific Payment Collection
  • Vendor Payment Reconciliation
  • B2B Invoice Payments
  • Marketplace Seller Settlements
  • Franchise-Based Collections
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Key Technologies

Our Virtual Account system uses next-gen banking APIs and smart infrastructure to provide secure, real-time, and intelligent payment handling. Built for high-volume financial operations, it supports instant UPI, NEFT, and IMPS detection, ensuring faster collections and zero missed payments. Each virtual account is mapped to a unique customer, vendor, or transaction, enabling automated reconciliation without human error.

  • Dedicated Virtual Account Issuance via API
  • UPI/NEFT/IMPS Auto-Mapping
  • Webhook-Based Payment Alerts
  • Encryption Standards (AES-256)
  • API Dashboard with Real-Time Reporting

We Make for Your Team

Our team ensures timely results without compromising quality

Our business website went from outdated to cutting-edge in no time. The team understood our vision and delivered a seamless, fast, and beautifully designed site. Highly recommended!

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Ganapathi (CEO & Founder)

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I recently got my website developed by Vilva Business, and I must say, their service was outstanding! From the initial consultation to the final launch, the team was highly professional, responsive, and creative.

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Yuvraj (CEO & Founder)

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A game-changer for our online presence. The design is sleek, and the functionality is top-notch!

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Ram Dhanapal (CEO & Founder)

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I give Ecom Saas a 5/5 rating and have already recommended them to family and friends. I will continue to recommend them to everyone. Their technical team is supportive, interactive, and always goes above and beyond to fulfill our requirements.

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Manikandan (CEO & Founder)

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Vilva Team is building my E-Commerce website and getting great support, understanding my requirements. I see good progress with timely updates. Satisfied with their amazing service.

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Ananda (CEO & Founder)

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The services provided by Vilva networks are exceptional. They offer 24/7 service and ensure accountability and thorough monitoring. The technical team is highly interactive, addressing queries promptly and efficiently.

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Sivasamy (CEO & Founder)

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The development of the Thaithingal website has experienced significant growth over the last decade, thanks to Vilva Networks commitment

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Manikandan (CEO & Founder)

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Vilva Network is building my e commerce website ad getting a great support to understand my exact requirements. They are providing me with regular update in timely manner. Wishing you to continue provide the excellent support with same team spirit.

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Oliver Fernandes (CEO & Founder)

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Your Questions  Our Answers

Virtual Accounts are unique account numbers assigned to customers, vendors, or transactions that help businesses collect and track payments automatically without manual effort.
They automate the mapping of incoming payments to specific invoices or customers, eliminating manual reconciliation and reducing human errors significantly.
Yes, businesses can assign individual virtual account numbers to each customer, vendor, or transaction, enabling precise tracking and transparent financial reporting.
Virtual Accounts provide real-time insights into incoming payments and outstanding balances, helping businesses manage liquidity and improve financial planning.
Businesses benefit from faster collections, automated reconciliation, error-free transactions, and complete transparency—making financial operations more efficient and scalable.